Miono / Moonbag

I lived
I learned
I loved

I keep making the same gosh darned mistake over and over and over again.

Anyway, I am building a bnkr skill because of it. It will be out as soon as I start.

01 · Agents / Bankr

Moonbag Skill

Install a Bankr companion skill. On every buy, it slices off the configured reserve and sends it to a separate moonbag wallet.

BUY → SPLIT → VAULT Default: 10% OR $50 minimum whichever protects more tokens Normal exit → trading wallet only Rug/emergency → moonbag can be included explicitly
02 · Regular wallets

Moonbag Router

The same idea without an agent: buy through a non-custodial router that sends the tradable portion to your normal wallet and the reserve to a vault address.

$500 USDC → ROUTER → TOKEN 90% → trading wallet 10% → moonbag wallet No custody. No shared private keys. The split happens at acquisition.
Router designArchitecture

The point

“Sell all” should mean sell the active bag — not erase every last token you ever bought.

Moonbag moves the decision earlier. Instead of trying to remember restraint while exiting, the reserve is separated when the position is created.

Agent version

The Bankr skill is portable: any compatible agent with Bankr access can install it. Configuration supports global rules and per-token overrides.

Normal phrases like “sell all,” “I’m ready to exit,” or “dump it” never touch the vaulted wallet. A different intent class handles genuine emergencies: “it rugged — sell the moonbag too.”

The skill stores public routing/config only. It does not invent or persist private keys.

Wallet version

A public router can provide the same behavior for MetaMask, Phantom and other ordinary wallet users. The user chooses a trading wallet, a moonbag destination and the reserve rule.

The production version should execute the swap and split atomically where the chain/router architecture permits it. Until that transaction layer is deployed, this page describes the product rather than pretending a wallet connection is live.

Rules

Default: 10% or $50 worth, whichever is larger.

Adjustable: percentage, dollar minimum, global defaults, per-token overrides.

Exit: trading wallet only.

Emergency: explicit instruction can liquidate the moonbag too.